Pure Michigan — Michigan’s Official Travel & Tourism Site
Michigan tourism information is available 24/7 at the state’s official Pure Michigan website!
Michigan tourism information is available 24/7 at the state’s official Pure Michigan website!
Moving can be difficult for children, but Realty Times author Carla Hill outlines a few books that can help ease the transition.
Prudential Preferred Realtors recently participated in the 54th Annual Water Festival in Three Rivers with a float entry in the Friday night parade and sponsored the Water Festival Kid Zone on Saturday in Scidmore Park with lots of fun activities for the kids.
The Kalamazoo area market is looking up! Read the full article on MLive.com
Carla Davis, writer/editor for RealtyTimes.com, provides advice on managing your finances as a homeowner, whether you are a first0time buyer or “trading up” to a new home.
Author Bob Hunt offers insight on using credit before closing escrow on your contract for purchasing a home.
A sale can be made or lost as a direct result of your home’s curb appeal. When it comes to selling your home, the first impression is probably the most important impression. If the outside of the property doesn’t create interest or appear well-maintained, a buyer may choose to not even come inside the home. Here are five ways to create curb appeal.
Paint and polish.
A fresh coat of paint breathes new life into a tired-looking home. If your home looks dull or suffers from peeling, cracked or chipped surfaces, a paint job is a great investment. Polish the doorknocker and mail slot on the front door, as well as any light fixtures by the entry. Re-condition your deck. Consider renting a power washer to clean dirt and mildew from the wood, and then apply an all-weather sealer or stain.
Manicure the grounds.
Mow and edge the grass, and trim the trees and bushes. Also, clear away dead leaves and flowers, and mulch and weed the beds. Check to see that tree branches are not touching the home’s roof or outer walls. Add some color to your landscape by planting annuals and placing planters of flowers in strategic spots. You can even spruce up the property by hanging flowering baskets. Add flowering plants in the back yard, too.
Make needed repairs.
See if anything is unhinged, loose or just an eyesore. Fix everything including broken fencing, windows and screens. Make sure winter’s cold weather didn’t leave any gutters sagging or loose. Replace any missing shingles from the roof. Try the doorbell. Check stairs and railings. Test doors for squeaks and rusted hinges. Don’t forget to take a critical look at the property at night. Make sure the lights work, and replace dim and burned-out bulbs.
Unclutter.
Tidy up the deck, patio and back yard. Rearrange the outdoor furniture to look inviting. Put away gardening tools and toys. Clean up the barbecue area. Eliminate any “evidence” of pets, and restrict them to the back yard when showing the home. Move extra vehicles from the view of passersby.
Clean.
Clean the windows, inside and out, wash down the walks and driveway, and hose down the siding. Clean outdoor furniture and cushions. Check for oil spots on cement surfaces, especially the garage floor.
The old saying about making a good first impression couldn’t be truer than when you are selling your home. Even the smallest enhancements can make a big difference in creating love at first sight for buyers.
Prudential Preferred, REALTORS is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Equal Housing Opportunity.
Realty Times offers Five Smart Shopping Tips for consideration when purchasing residential systems, such as furnaces, central air systems, roofing, or windows.
CNN Money offers tips on reclaiming your garage space!
Read the full article on CNN.com
Whenever a natural disaster is broadcast on the news—whether a tropical storm hitting a state along the Atlantic Ocean, wildfires in the West or—it serves as a reminder how hazardous water, wind, fire and earth movement can be to your home, perhaps your most cherished and largest investment. But, there are immediate actions you can take to protect your property and prevent major damage should one of these elements strike in the future. Depending on the age of your home and the building codes in your area, some of these improvements may already be in place.
Water
Apart from major flooding, most damage occurs when water seeps in through cracks and leaks. Make sure that windows and doors are well sealed. Seal any cracks and holes in the foundation and exterior walls. Repair or replace roof shingles around any area that allows water to penetrate the roof sheathing. Check for holes or air leaks in the attic and basement. Your basement windows and doors should have built-up barriers or flood shields. Inspect your sump pump regularly to make sure that it is working properly. Install or make sure that the flashing, a thin metal strip, around the doors, windows, thresholds, chimney and roof are in tact.
Wind
Minimize the damage by keeping the wind from getting inside your home. Windows and glass doors should be fitted with impact-resistant laminated glass or covered with impact-resistant shutters. Consider solid wood or hollow metal doors, which are more likely to resist wind pressure and flying debris. There are also roofing products with high wind resistance available.
Wildfire
Some inexpensive home improvements that you can make include installing a spark arrestor on your chimney, eliminating brush and debris from around your property, and modifying your attic, sub-floor and basement vents. More expensive improvements include replacing single-pane glass windows, doors or skylights with tempered glass, recovering your exterior walls with a more fire-resistant material, and re-roofing your home with a Class A roof covering.
Earthquake
California isn’t the only earthquake zone. Other zones include the New Madrid region, west and just east of the Rockies, the southern Appalachians, New England and Alaska. Steps you can take to protect your property and possessions include anchoring appliances, water heater, dressers, and other heavy items to the wall. Attach your TV, computer and other small appliances to desks, tables or countertops. Secure ceiling lights, chandeliers and other hanging items to the permanent structure of your home. Apply safety film to windows and glass doors. It is also a good idea to install a main gas shut-off device.
Insurance
Of course, there may be times, when no amount of prepping can protect your home. However, homeowners insurance can help protect you financially in case something happens to your property or its contents. Most standard homeowners insurance policies include structural coverage and personal property coverage. Depending on your location, you may also need additional coverage against earthquake, hurricane and fire.
Be aware that flood damage is not covered under the traditional homeowners insurance policy. Flood insurance needs to be purchased separately through the National Flood Insurance Program (NFIP), a federal program. It is available to nearly 20,000 communities across the U.S. and its territories that participate in the NFIP. Flooding can be caused by heavy rains, melting snow, inadequate drainage systems, failed protective devices such as levees and dams, as well as by tropical storms and hurricanes. So, although you may be in a low to moderate risk area, you may still want to consider this coverage.
Periodically review your homeowner’s insurance policy to make sure that you are adequately covered to rebuild your home and replace your contents.
If there is ever damage to your personal property, having a home inventory can make it easier when filing an insurance claim. Start with a sheet a paper for each room in the house. Go around the room and list every item. Don’t forget the attic, basement or other storage places. For each item, write the original cost, purchase date, replacement cost, model number, brand name, where purchased, and a general description. In addition, take photos or video of each room for visual documentation. It is also a good idea to arrange valuable collections, silver, jewelry, etc. and take close up photos. Make sure you update your home inventory photos and list at least once a year.
When weather-related disasters strike, what’s most important is your safety and that of your family. However, by taking precautions to protect your home, you can possibly help keep damage to a minimum; or in the case of severe damage, make sure that you have the financial means to rebuild.
For more information go to www.disastersafety.org or www.fema.gov.
Prudential Preferred, REALTORS is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Equal Housing Opportunity.